Download apps by GNO Federal Credit Union, including GNO FCU Mobile.USALLIANCE Financial is a full-service credit union that offers a wide range of banking services. We develop and implement custom-made, secure, and innovative products for many great organizations, in addition to our 120,000+ members worldwide. Live Life Fully Foundation: Coral Labs:Financial Services. Headquarters Regions Southern US. Founded Date 1935. Operating Status Active. Also Known As GNO, GNOFCU, Greater New Orleans Federal Credit Union. Legal Name GNO Federal Credit Union. Company Type …Auto Loans as low as 4.54% APR. Certificates as high as 5.30% APY. Credit Cards as low as+ 11.24% APR. More Rates. Click here to view the benefits of becoming a member of the Greater New Orleans Federal Credit Union, including home banking, safe deposit boxes and more! Brandon Savoie. July 22, 2023 • @BrandonNola. I am deeply disappointed by the lack of support and resolution I have received from GNO FCU. Despite being a loyal customer, the credit union has failed to address a crucial issue regarding my car title. Last year, I paid off my car loan and the credit union claimed to have mailed the car title to me.Simple and secure, Online Banking allows you to manage your finances 24 hours a day, 7 days a week. Transfer money between your own Credit Union accounts. Transfer money to your bank accounts. Move money into other bank accounts such as family or friends. Check current balances in your Credit Union Accounts. Pay your bills without leaving your ... About Greater New Orleans Federal Credit Union. Greater New Orleans Federal Credit Union was chartered on Jan. 1, 1935. Headquartered in Metairie, LA, it has assets in the amount of $108,037,050. Its 16,501 members are served from 3 locations. Deposits in Greater New Orleans Federal Credit Union are insured by NCUA. Funds federally insured to $250,000 and backed by the full faith and credit of the U.S. Government National Credit Union Administration ... GNO Federal Credit Union ... Avadian is one of Alabama's oldest credit unions. Our longevity is a direct result of our commitment to our members — a commitment so strong we put your interests first, even ahead of our own. Manage Your Business’s Invoices, … The GNOFCU mobile banking app brings banking to your fingertips 24 hours a day 7 days a week. Apply for a loan, manage your accounts, view copies of cleared checks, deposit checks, review account balances and history, pay bills, and so much more! With your mobile app, you are in control of your finances. Transfer Funds between credit union ... Click on the options for more information. Savings Accounts. Checking Accounts. GNOFCU offers a variety of savings and investment options with competitive rates and easy access to your funds. Click here to view your options.Find out what works well at GNO Credit Union from the people who know best. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. Compare pay for popular roles and read about the team’s work-life balance. Uncover why GNO Credit Union is the best company for you.GNO Federal Credit Union Mid City Branch. 2812 Canal St New Orleans, LA Open Today. 0.5 miles. Credit Unions in New Orleans, LA (41) References. National Credit Union Administration (NCUA). (n.d.). NCUA - Analysis & Research: Credit Union Corporate Call Report Data - Quarterly Data. Retrieved April 16, 2024, from https://ncua.gov/Online banking - Servus Credit Union Online banking lets you manage your money anytime, anywhere. You can pay bills, transfer funds, check balances, and more. Plus, you can earn cash rewards and enter the Servus Big Share Contest. Join Servus today and enjoy the benefits of online banking.Personal banking doesn’t always have to be in person. Tap into the convenience of Digital Banking 24/7 and experience the benefits. Evaluate your credit score, link external accounts, transfer money or become a budget master. Managing your finances just got easier with the Digital Banking app from Landmark, download it now!CLICK HERE to schedule your FREE Financial Counseling session now or contact us today at 504.733.7274 or email us at [email protected]. OnPath FCU is a federal credit union that has been providing financial solutions to clients in the Greater New Orleans since 1961. Call today for more information!Watch, interact and learn more about the songs, characters, and celebrities that appear in your favorite GNO Federal Credit Union TV Commercials. Watch the commercial, share it with friends, then discover more great GNO Federal …Delivering Dreams is our philosophy and our promise to each and every member. Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that ...Online banking sign up is now complete. Enjoy your home banking experience. E-STATEMENTS. E-statements - Faster, Safer, Greener and FREE! Paper statement fees …A Financial Partner That Helps You Live Greater. Our measurement of success isn’t maximizing revenue, it’s maximizing the value we bring to our members’ lives. Auto Loan rates as low as 5.65% APR1. High-Yield Aspire Checking with 4.00% APY on qualifying balances up to $50,0002.Membership. GNO is “Your Credit Union” having served the Greater New Orleans area for over 80 years. See how you and your family can enjoy the many benefits of becoming a member of GNO and enjoy the credit union difference! “People helping people” is the basic premise of credit unions worldwide. And, in order to serve that philosophy ... Up to 96.5% LTV. Lot Loans. Fixed Rate. 10 year term. Up to 70% LTV financing available. Lot must be located in a subdivision. VA, USDA, Home Equity Line of Credit (HELOC) and Manufactured/Mobile Home financing also available. Call Real Estate Lending department for more information. Downloadable Mortgage Applications. GNO is “Your Credit Union” having served the Greater New Orleans area for over 80 years. See how you and your family can enjoy the many benefits of becoming a member …Credit Unions are Different. Banks and credit unions offer many of the same products and services, but they aren’t the same. Credit unions are guided by the philosophy of “people helping people.”. Truliant offers honest, personalized advice to make members’ financial futures brighter, plus higher savings rates and lower loan rates. Only a small deposit of $10 is needed to open and maintain the account. Dividends are paid monthly, which helps the account “grow”. To open a youth account, parent/guardian must: Have minor’s birth certificate and social security card. Be joint on the account. Have 2 forms of ID and Social Security card. Greater New Orleans FCU Branch Location at 2812 Canal St, New Orleans, LA 70119 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews. December 25. Wednesday. New Years Eve – Closing at Noon. December 31. Tuesday. New Years Day 2025. January 1. Wednesday. 2024 Holiday Schedule Holiday Date Day of the Week New Year's Day Observed January 1 Monday Martin Luther King Day January 15 Monday Mardi Gras February 13 Tue. Greater New Orleans FCU Branch Location at 2812 Canal St, New Orleans, LA 70119 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews.Member since 1995. With the PPP loan, we’ve been able to retain all our staff and move forward, planning with a sense of hope and security. North Island Credit Union has been our financial partner for over 20 years, and they really stepped up with understanding and guidance during the pandemic and with the PPP loan. Copy Link in Chula Vista, CA.Ways to find your GREATER NEW ORLEANS FCU routing number online. Here are several ways available to you to find your ABA routing number: On this page We've listed above the details for ABA routing number GREATER NEW ORLEANS FCU used to facilitate ACH funds transfers and Fedwire funds transfers.; Online banking portal: You'll be able to get …Up to 96.5% LTV. Lot Loans. Fixed Rate. 10 year term. Up to 70% LTV financing available. Lot must be located in a subdivision. VA, USDA, Home Equity Line of Credit (HELOC) and Manufactured/Mobile Home financing also available. Call Real Estate Lending department for more information. Downloadable Mortgage Applications.CLICK HERE to schedule your FREE Financial Counseling session now or contact us today at 504.733.7274 or email us at [email protected]. OnPath FCU is a federal credit union that has been providing financial solutions to clients in the Greater New Orleans since 1961. Call today for more information!Welcome to Triangle Credit Union, we are committed to our community, diversity, & service. Voted Top NH Credit Union 2020 by Forbes and Union Leader!Rates may be as high as 18% APR based on information obtained from your credit application and credit report. Click here to view Greater New Orleans Federal Credit … Funds federally insured to $250,000 and backed by the full faith and credit of the U.S. Government National Credit Union Administration ... GNO Federal Credit Union ... Apr 10, 2024 · Total credit loss expense is an estimate of the losses GNO Federal Credit Union expects to incur from its lending activities due to borrowers' inability to repay their loans. A total of $0 set aside for credit losses reflects the credit union's financial prudence and adherence to regulatory requirements, ensuring it maintains a healthy balance ... 1Online Banking/Mobile App: We provide Online Banking and our mobile app to you for free; however, mobile and internet data charges may apply. Contact your service provider for details. 2Bill Pay: Must be used in conjunction with a GECU checking account. 3Zelle : U.S. checking or savings account required to use Zelle.Throughout the years, Navigant Credit Union has contributed to over 600 organizations, donating millions into the local community. In 2019, we founded the Navigant Credit Union Charitable Foundation, an autonomous 501 (c)3 charity, to enable even more substantial and influential contributions to these worthy causes.Greater New Orleans FCU Branch Location at 2812 Canal St, New Orleans, LA 70119 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews.Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. Government Agency. Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.Greater New Orleans FCU Branch Location at 2812 Canal St, New Orleans, LA 70119 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews.GNO’s credit card program offers members four distinct credit cards, all with GREAT rates and low fees, that are designed to fit your individual needs: Visa Platinum Visa SecuredThe privacy and security policies of the websites or applications may differ from those of Arizona Financial Credit Union. Arizona Financial Credit Union is committed to making our products and services accessible to all of our members. Your experience is important to us. We strive to conform to WCAG 2.0 guidelines for website accessibility.GNO Federal Credit Union | 167 pengikut di LinkedIn. ABOUT US: Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of …Greater New Orleans FCU Branch Location at 2812 Canal St, New Orleans, LA 70119 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews. GNO has a product that can provide a solution. Lost or Stolen Credit Card? Call 504.459.8170 Option 3 To reorder a new card call 504.454.8224 between regular business hours: Mon – Tuesday 9:00 am – 4:00 pm, Wednesday 10:00am – 4:00pm, Thursday – Friday 9:00am – 4:00pm. Loans. Real Estate Loans. GNO Federal Credit Union, originally chartered in 1935, is a full-service financial institution with over $143 million in assets serving 18,000 members. Operating as a financial cooperative, GNO FCU is owned and operated by its members. The credit union’s membership is comprised of employees and their families from the communications … Greater New Orleans Federal Credit Union is a trusted financial institution in New Orleans, LA, offering a wide range of services including savings accounts, checking accounts, loans, credit cards, and investments. For more information about what GNO FCU can offer your employees, contact our Business Development Department via email or call us direct at 504-459-8141. Just make the first step, and we’ll take care of all the rest! Below is a complete listing of all our Business Partner Companies. Business Partner Companies. December 25. Wednesday. New Years Eve – Closing at Noon. December 31. Tuesday. New Years Day 2025. January 1. Wednesday. 2024 Holiday Schedule Holiday Date Day of the Week New Year's Day Observed January 1 Monday Martin Luther King Day January 15 Monday Mardi Gras February 13 Tue. Greater New Orleans Federal Credit Union. 3105 Lime St., Metairie, LA 70006 | P: (504) 459 ... credit cards and mortgages. Venue Specs ... Interest begins accruing the day the loan is funded. Offer excludes auto loans already financed at Texans CU, First-time buyers, or Texans Success Program participants. Texans Credit Union is a full-service, federally-insured financial institution, established in 1953. Today, Texans proudly serves members throughout the Dallas-Fort Worth area.Courtney Hebert Director Of Branch Operations at Gno Federal Credit Union Greater New Orleans RegionLoans & Credit Cards. Loans; Tuition Loans; Real Estate Loans; VISA Platinum Credit Cards; Web Payment Center; Enterprise Car Sales; Vehicles & Homes for Sale; Contact Us. Member Service Center; CO-OP Shared Branches; Credit Union Calendar; In the Know with GNO Blog; Newsletter; Email Us; Careers; Join Now. …who we put first. 33 Locations. ready to serve you. 5,603 Hours. of community service in 2023. Serving the banking needs of members worldwide with branches in Southeast and Mobile Bay areas of Alabama and the Emerald Coast of Florida. Great rates and excellent service, offering checking, auto loans, credit cards and more.Avadian is one of Alabama's oldest credit unions. Our longevity is a direct result of our commitment to our members — a commitment so strong we put your interests first, even ahead of our own. Manage Your Business’s Invoices, …Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us ... Up to 96.5% LTV. Lot Loans. Fixed Rate. 10 year term. Up to 70% LTV financing available. Lot must be located in a subdivision. VA, USDA, Home Equity Line of Credit (HELOC) and Manufactured/Mobile Home financing also available. Call Real Estate Lending department for more information. Downloadable Mortgage Applications. Noble Credit Union. Noble Credit Union. Routing# 321172510. Appointments. Locations. Contact. Rates. Menu. Appointments. Locations. Contact. Rates. site search desktop. Join Become a Member Membership Perks Become a Business Partner Amusement Park Tickets. My Money Checking Savings Youth Accounts Money Market Retirement …Sep 7, 2023 · GNO Federal Credit Union Q3 2023 Financial Summary Now Available. Find GNO Federal Credit Union Credit Union Near Me from 3 branches using your current location or from any U.S. address. NET CREDIT UNION DONATES $20,000 TO CAMP FREEDOM 2023 FUNDRAISING BENEFITED CHARITY RECIPIENT. Dec 15, 2023 | Press Scranton, PA, December 12th, 2023 - NET Credit Union recently donated $20,000 to their 2023 charity recipient, Camp Freedom. All funds raised from the 10th Annual NEToberfest Golf Tournament at Blue … Minimum credit limit $100 with a competitive Annual Percentage Rate of 15.00%; Designed for members who want to build credit while securing their credit limit against their own funds. Visa Platinum Student Card. Competitive Annual Percentage Rate of 12.00%; Exclusively for our member 18 to 25 years of age to assist in establishing first-time ... Main Office. Phone Main: 504.454.8224. Phone Fax: 504.459.8115. Phone Free: 800-468-5041. Email: [email protected]. Address: 3105 Lime St. City: Metairie. …Click here to view brochure. Auto Buying Basics. Find a variety of articles, buying tips, and tools to help you buy your next car! Learn about this week’s “Dealer Incentives”, new …Sep 7, 2023 · GNO Federal Credit Union Q3 2023 Financial Summary Now Available. Find GNO Federal Credit Union Credit Union Near Me from 3 branches using your current location or from any U.S. address. Union County Fair 2024. An event filled with entertainment, agriculture, education, arts & crafts, and community. View All Community Events. (614) 278-6152. Pathways Credit Union, proudly serving Columbus, OH offers flexible loans, convenient online banking, and unmatched member support. Join Today! Greater New Orleans FCU Branch Location at 2812 Canal St, New Orleans, LA 70119 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews. Suncoast Credit UnionOnly a small deposit of $10 is needed to open and maintain the account. Dividends are paid monthly, which helps the account “grow”. To open a youth account, parent/guardian must: Have minor’s birth certificate and social security card. Be joint on the account. Have 2 forms of ID and Social Security card.GNO Federal Credit Union Contact Information. Branch address, phone number, and hours of operation for GNO Federal Credit Union at Canal Street, New Orleans LA. Name GNO Federal Credit Union Address 2812 Canal Street New Orleans, Louisiana, 70119 Phone 504-454-8224 HoursGNO Federal Credit Union Mid City Branch. 2812 Canal St New Orleans, LA Open Today. 0.5 miles. Credit Unions in New Orleans, LA (41) References. National Credit Union Administration (NCUA). (n.d.). NCUA - Analysis & Research: Credit Union Corporate Call Report Data - Quarterly Data. Retrieved April 16, 2024, from https://ncua.gov/Courtney Hebert Director Of Branch Operations at Gno Federal Credit Union Greater New Orleans Region At Greater New Orleans Federal Credit Union, the security of member information is a priority. We are strongly committed to the safety and confidentiality of your records. One of the best ways to avoid fraud is to become an educated consumer and we would like to help you in this endeavor. Sign in to our Web Payment Center to make your payment, view payment history or manage payment accounts. For additional payment options, please call our Call Center …Click Here to Apply Today. *One-time $35.00 processing fee will assessed upon funding. Line of Credit Loans Lines of Credit (LOCs) allow the member to apply once and borrow back and forth from the loan as needed. Its like having a credit card without the plastic card!Up to 96.5% LTV. Lot Loans. Fixed Rate. 10 year term. Up to 70% LTV financing available. Lot must be located in a subdivision. VA, USDA, Home Equity Line of Credit (HELOC) and Manufactured/Mobile Home financing also available. Call Real Estate Lending department for more information. Downloadable Mortgage Applications.Up to 96.5% LTV. Lot Loans. Fixed Rate. 10 year term. Up to 70% LTV financing available. Lot must be located in a subdivision. VA, USDA, Home Equity Line of Credit (HELOC) and Manufactured/Mobile Home financing also available. Call Real Estate Lending department for more information. Downloadable Mortgage Applications.However, if you’re ready to straighten out your credit snarls and be very mindful about your spending, then consolidation can work for you. For instance, taking four $3,000 card balances at 19%, 18%, 17%, and 16% and putting them into one loan at 10% would save about $43 a month in interest payments.Building Better Financial Futures: Scott Credit Union’s Vision and Values Chelsea Rogers 2024-04-16T14:50:46+00:00 At Scott Credit Union, we're all about creating a real difference for our employees, members, and communities. The GNOFCU mobile banking app brings banking to your fingertips 24 hours a day 7 days a week. Apply for a loan, manage your accounts, view copies of cleared checks, deposit checks, review account balances and history, pay bills, and so much more! With your mobile app, you are in control of your finances. Transfer Funds between credit union ... GNO Federal Credit Union Mid City Branch. 2812 Canal St New Orleans, LA Open Today. 0.5 miles. Credit Unions in New Orleans, LA (41) References. National Credit Union Administration (NCUA). (n.d.). NCUA - Analysis & Research: Credit Union Corporate Call Report Data - Quarterly Data. Retrieved April 16, 2024, from https://ncua.gov/Forgot your Password. Express Pay Register RegisterSuncoast Credit Union “I am thrilled that GNO will now be led into the future by Shelley Sanders, who will bring new and exciting ideas to take the credit union to the next level,” said Janet Sanders, GNO FCU’s former President and CEO. Shelley has worked for years at various credit unions building her knowledge and skills in many departments. Lost or Stolen Card. Report lost or stolen cards immediately to the appropriate numbers below: Visa ® Credit Cards: 800 325 3678. Visa ® Debit Cards: 800 472 3272. ATM Cards: 912 368 2477 Option 1. Member Service Call Center: 912 368 2477 Option 4 Monday - Thursday: 8:30 a.m. to 5:30 p.m.GNO Federal Credit Union Contact Information. Branch address, phone number, and hours of operation for GNO Federal Credit Union at Canal Street, New Orleans LA. Name GNO Federal Credit Union Address 2812 Canal Street New Orleans, Louisiana, 70119 Phone 504-454-8224 HoursIf you fail to notify the Credit Union within (2) Business Days after you learn of unauthorized access to your account(s) and/or that your Credit Union Internet Home Banking Account Number and PIN has been lost, stolen or compromised, and we can prove that we could have prevented the unauthorized access to your account(s), or use of your Credit Union …
CO-OP Shared Branches allow a participating credit union member to conduct most of their business as if it were their own credit union branch. By sharing facilities, credit unions can offer greater convenience for members to access their accounts in many more locations. The following services may be available to you, at locations throughout the ... . Listaso
Essays will be judged on originality, content and grammar quality. Three scholarships will be awarded. Winners will be notified by April 19, 2024, in time for graduation. For over 20 years Enola Fee was a loyal board member at our credit union and contributed many hours of her time and knowledge to help GNO achieve its success.Online banking sign up is now complete. Enjoy your home banking experience. E-STATEMENTS. E-statements - Faster, Safer, Greener and FREE! Paper statement fees …For more information about what GNO FCU can offer your employees, contact our Business Development Department via email or call us direct at 504-459-8141. Just make the first step, and we’ll take care of all the rest! Below is a complete listing of all our Business Partner Companies. Business Partner Companies.The GNOFCU mobile banking app brings banking to your fingertips 24 hours a day 7 days a week. Apply for a loan, manage your accounts, view copies of cleared checks, deposit checks, review account balances and history, pay bills, and so much more! With your mobile app, you are in control of your finances. Transfer Funds between credit union ...Explore the comprehensive Financial Performance Report (FPR) for GNO Federal Credit Union.This in-depth financial statement offers a condensed overview of the credit union's financial position, based on data from the 4th Quarter of 2023 NCUA Call Report (NCUA 5300 Report). From assets and liabilities to income and expenses, our financial summary … CLICK HERE to schedule your FREE Financial Counseling session now or contact us today at 504.733.7274 or email us at [email protected]. OnPath FCU is a federal credit union that has been providing financial solutions to clients in the Greater New Orleans since 1961. Call today for more information! Not-for-Profit Credit Union. We strive to empower our members on their journey towards financial well-being and success. We understand that each member has distinct needs, and our commitment lies in providing personalized, reliable, and innovative financial solutions tailored to your specific requirements. “I am thrilled that GNO will now be led into the future by Shelley Sanders, who will bring new and exciting ideas to take the credit union to the next level,” said Janet Sanders, GNO FCU’s former President and CEO. Shelley has worked for years at various credit unions building her knowledge and skills in many departments. GNO Federal Credit Union Mid City Branch. 2812 Canal St New Orleans, LA Open Today. 0.5 miles. Credit Unions in New Orleans, LA (41) References. National Credit Union Administration (NCUA). (n.d.). NCUA - Analysis & Research: Credit Union Corporate Call Report Data - Quarterly Data. Retrieved April 16, 2024, from https://ncua.gov/ Background. GNO Federal Credit Union headquarters is in Metairie, Louisiana has been serving members since 1935, with 3 branches and 2 ATMs. The Main Office is located at 3105 Lime Street, Metairie, Louisiana 70006. Contact GNO at (504) 454-8224. Access GNO Federal Login, hours, phone, financials, and additional member resources. Explore the comprehensive Financial Performance Report (FPR) for GNO Federal Credit Union.This in-depth financial statement offers a condensed overview of the credit union's financial position, based on data from the 4th Quarter of 2023 NCUA Call Report (NCUA 5300 Report). From assets and liabilities to income and expenses, our … From the website: Contact Greater New Orleans Federal Credit Union by visiting any one of our three branches, calling us at 504-454-8224, or sending us an email here Forgot your Password. Express Pay Register RegisterBegin to enjoy the benefits of GNO membership with your first $5.00 deposit into a Regular Savings Account. This account establishes you as a GNO member and gives you access to all the benefits and features of our products and services. As long as you maintain an account in good standing, you can remain a member for life!What you Need to Start: Only a small deposit of $10 is needed to open and maintain the account. Dividends are paid monthly, which helps the account “grow”. To open a youth account, parent/guardian must: Have minor’s birth certificate and social security card. Be joint on the account. Have 2 forms of ID and Social Security card. Emergency Fund Boot Camp. It’s time to get your savings in shape—and having an emergency fund in place is a solid step toward a fit financial future. Associated Credit Union, located in metro Atlanta, is a full-service financial institution with competitive loans and mortgages, account services, member benefits and robust online services.Only a small deposit of $10 is needed to open and maintain the account. Dividends are paid monthly, which helps the account “grow”. To open a youth account, parent/guardian must: Have minor’s birth certificate and social security card. Be joint on the account. Have 2 forms of ID and Social Security card. “I am thrilled that GNO will now be led into the future by Shelley Sanders, who will bring new and exciting ideas to take the credit union to the next level,” said Janet Sanders, GNO FCU’s former President and CEO. Shelley has worked for years at various credit unions building her knowledge and skills in many departments. However, if you’re ready to straighten out your credit snarls and be very mindful about your spending, then consolidation can work for you. For instance, taking four $3,000 card balances at 19%, 18%, 17%, and 16% and putting them into one loan at 10% would save about $43 a month in interest payments. .