LIBERTY Dental Plan ("LIBERTY") is proud to offer dental PPO benefits along with your Kaiser Permanente medical plan. LIBERTY Dental Plan is committed to providing Kaiser Permanente members with the highest quality of dental benefits.If you're not sure if you have dental coverage, or what plan you have, call Kaiser Permanente Member Services at 206-630-4636 or 1-888-901-4636, Monday through Friday, 8 a.m. to 5 p.m. Medicare Advantage Individual plan. Federal Employees Health Benefits plan (FEHB) Individual and Family Plans. Small Group Plans.Jan 1, 2024 · For additional information about LIBERTY and your dental benefits, please visit the Client Dental Liberty website. For questions about dental benefits or assistance in locating a participating provider, please contact Member Services at 800-764-5393. For TTY users, contact 877-855-8039. You must be enrolled in one of Kaiser Permanente's medical plans to elect KPIC Dental Insurance Plan or DeltaCare® USA dental coverage. Page 2. Kaiser ...The plan covers up to $1,000 of dental services for each covered member per year. Requirements to keep in mind. You can only purchase the dental plan if you’re enrolled …Kaiser Permanente Dental Choice PPO. You may go to any participating dentist to utilize in-network covered benefits or receive . ... Benefits underwritten by LIBERTY Dental Plan of Virginia, Inc. 1-888-764-5393 /TTY: 1-877-855-8039, Monday through Friday, 7:30am to …3.5 out of 5 stars* for plan year 2024. Kaiser Permanente Medicare Advantage Liberty (HMO) is a HMO Medicare Advantage (Medicare Part C) plan offered by Kaiser Foundation Health Plan, Inc. Plan ID: H2172-005-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $0.00 Monthly Premium.Get ratings and reviews for the top 11 foundation companies in Liberty, MO. Helping you find the best foundation companies for the job. Expert Advice On Improving Your Home All Pro...DENTAL PROVIDER. DIRECTORY. THIS DIRECTORY APPLIES TO THE FOLLOWING NETWORKS: CLASSIC, CLASSIC COMPLETE, CLASSIC + DENTAL CHOICE, …LIBERTY Dental Plan. P.O. Box 26110. Santa Ana, CA 92799. New member? Let’s get started! Step 1: Log in to your . kp.org account where you can access a link to your Kaiser Permanente Smile dental member portal. Step 2: Review details about your dental benefits through the dental portal. Step 3: Get comprehensive dental care that is centered ...The original unofficial subreddit for Kaiser Permanente (KP). KP is one of America's largest not-for-profit health plans, serving over 12 million members across eight regions. ... Kaiser/dental switched to Liberty. It looks like we are back to where we were before. A lot of chain dental net work is in liberty list. but the other offices which ...To schedule a dental appointment, please call 1-800-813-2000, option 2. You also have the option to connect with your dental team, virtually, for non-urgent advice. By phone: call 1-800-813-2000 (TTY 711) By email: send a secure message through kp.org or the Kaiser Permanente app.*The County offers two dental plans to its employees, Delta Dental (PPO) and Liberty Dental (DHMO). The County of Santa Clara pays 100% of the insurance premium ... Dental benefits may be included or purchased with some Kaiser Permanente plans. If your plan includes dental benefits, you are enrolled in a dental plan offered by LIBERTY Dental. Commercial/Exchange. Call LIBERTY Dental member services at 1-888-798-9868 or TTY 1-877-855-8039 Medicare. Call LIBERTY Dental member services at 1-888-650-1859 Surgery Overview. A dental implant is an artificial tooth. Your dentist may suggest it if a permanent tooth fell out from an injury or was taken out because of bad tooth decay. An anchor and post will be placed in your jawbone. Your new tooth will attach to the post. Implants look natural. They can provide support for dentures, and they don't ...All information is kept safe and secure. With Kaiser Permanente, you get a partner in health on top of great care and coverage. Apply now for an individual and family plan that’s right for you.You are an active member of LIBERTY Dental Plan. You are an active member of Kaiser Permanente Health Plan. You are 18 years or older. You have been diagnosed with Type 2 diabetes. Three Ways to Enroll! Text Diabetes to 82134. Complete the enrollment form below. Call our Member Services team at (888) 798-9868 Monday - Friday 8am - 8pm.The plan covers up to $1,000 of dental services for each covered member per year. Requirements to keep in mind • You can only purchase the dental plan if you’re enrolled in a Kaiser Permanente health plan. • The dental plan is only available to members 19 and older. Those under 19 have dental benefits. built into their medical plans. •Kaiser Permanente dental benefits are now provided through Liberty Dental. The previous administrator was Dominion National. The Kaiser Permanente medical plan includes a limited schedule of benefits for in-network dental care for both adult and pediatric patients. This is built into the Kaiser Permanente medical plan.If you're not sure if you have dental coverage, or what plan you have, call Kaiser Permanente Member Services at 206-630-4636 or 1-888-901-4636, Monday through Friday, 8 a.m. to 5 p.m. Medicare Advantage Individual plan. Federal Employees Health Benefits plan (FEHB) Individual and Family Plans. Small Group Plans.Convenient and affordable dental care. Kaiser Permanente’s Individual and Family dental offerings are designed for people who purchase health insurance for themselves or their families. The plans provide a range of affordable choices so that members can meet their dental needs and avoid costly procedures in future. Sign in to access Liberty Provider Portal, a convenient online tool for dental offices to manage claims, benefits, eligibility, and more. Surgery Overview. A dental implant is an artificial tooth. Your dentist may suggest it if a permanent tooth fell out from an injury or was taken out because of bad tooth decay. An anchor and post will be placed in your jawbone. Your new tooth will attach to the post. Implants look natural. They can provide support for dentures, and they don't ...Custom Care & Coverage Just For You | Kaiser Permanente. Today's suggestions: COVID-19 vaccine. Medicaid renewal. Find a doctor. Mental health services. Pharmacy. …MySmile puts your dental benefits in the palm of your hand, whenever and wherever you want: · Print your ID card · View your Explanation of Benefits · Get inst...As a patient of Kaiser Permanente, you have a wealth of care options that will help you manage your overall health as well as your family’s well being. Kaiser Permanente makes it e...Convenient and affordable dental care. Kaiser Permanente’s Individual and Family dental offerings are designed for people who purchase health insurance for themselves or their families. The plans provide a range of affordable choices so that members can meet their dental needs and avoid costly procedures in future. Kaiser Permanente members with dental coverage were automatically transitioned from Dominion to LIBERTY with no changes to their dental benefits. Members received a welcome package with a description of their dental plan benefits and a new dental ID card. For additional information about LIBERTY and your dental benefits, please visit ... Kaiser Permanente Medicare Advantage Liberty Annual Notice of Changes for 2024 1-888-777-5536 (TTY . 711), 7 days a week, 8 a.m. to 8 p.m. Summary of important costs for 2024 . The table below compares the 2023 costs and 2024 costs for Kaiser Permanente Medicare Advantage Liberty plan in several important areas.2 days ago · On average, patients who use Zocdoc can search for a Dentist who takes Kaiser Permanente insurance, book an appointment, and see the Dentist within 24 hours. Same-day appointments are often available, you can search for real-time availability of Dentists who accept Kaiser Permanente insurance and make an appointment online. The Kaiser Permanente Smile ML Dental PPO High plan offers dental benefits to support improved oral health for whole-body wellness. It covers a comprehensive range of preventive, diagnostic, and restorative services – with no waiting periods – and a robust selection of providers. Preventive care comes at little to no out-of-pocket cost.Kaiser Permanente will change its dental administrator from Dominion Dental to Liberty Dental Plan effective January 1, 2024. Kaiser will notify all members by letter with details of the transition, including: How to determine whether a dentist is in-network with Liberty Dental. Please note that the only change is the dental administrator ...Dental and vision coverage. With our Kaiser Permanente for Individuals and Families dental plans and vision coverage, you get the benefits you need and the high quality of care you’ve come to expect. There is no waiting period — you’ll be eligible to start receiving covered services the minute your coverage takes effect.Connect with us! If you have any questions or concerns, our LIBERTY Member Services team is available Monday through Friday, 8:00 a.m. to ...Liberty Dental Plan will provide dental benefits to members in Kaiser Permanente's Mid-Atlantic region as part of a partnership between the two companies. Liberty currently administers dental benefits to more than 6 million members nationwide, according to an Oct. 25 news release. The dental coverage will begin Jan. 1, 2024. Benefits and premiums. You pay. Dental services. Preventive dental care. $0 for most preventive care (limited to 2 visits a year for oral exams and teeth cleaning, 1 fluoride treatment per year, and intraoral series X-rays limited to one per three years and 1 bitewing X-ray per year). Comprehensive dental care*†. If you are enrolled in the Delta Dental* plan, features include: more than 25,000 affiliated dental providers in California; no deductible for preventive services; up to $1,000 of services per yearDental and vision coverage. With our Kaiser Permanente for Individuals and Families dental plans and vision coverage, you get the benefits you need and the high quality of care you’ve come to expect. There is no waiting period — you’ll be eligible to start receiving covered services the minute your coverage takes effect.Dental health is an important part of your total health. That’s why your Medicare health plan includes access to dental care. You can use this guide to better understand your dental …Schedule an appointment to see your doctor, a specialist, or an available clinician in person. Average wait time. Varies by region of care. Hours. Varies by region of care. Check to see if same-day or next-day appointments are available. Upfront cost. for KP members. Copay, coinsurance, or deductible.You are an active member of LIBERTY Dental Plan. You are an active member of Kaiser Permanente Health Plan. You are 18 years or older. You have been diagnosed with Type 2 diabetes. Three Ways to Enroll! Text Diabetes to 82134. Complete the enrollment form below. Call our Member Services team at (888) 798-9868 Monday - Friday 8am - 8pm.Additional coverage for cosmetic dental procedures, including orthodontic treatments, implants, and veneers, can be purchased through the Kaiser Permanente OrthoPlus rider. The maximum annual benefit is $1,000, both in-plan and out-of-plan, and there is a $50 deductible per person. KP Smile SG Dental PPO Basic flyer (MD)Kaiser Permanente, one of the largest healthcare providers in the United States, offers a wide range of job opportunities across various fields. Whether you are a healthcare profes...Kaiser Permanente Federal employee dental plans are administered by Camco Benefit Services. All plans offered and underwritten by Kaiser Foundation Health Plan of the Northwest. 500 NE Multnomah St., Suite 100, Portland, OR 97232. More options. Better coverage. As a Kaiser Permanente member, you are at the center of all we do.Kaiser Permanente health plans around the country: Kaiser Foundation Health Plan, Inc., in Northern and Southern California and Hawaii • Kaiser Foundation Health Plan of Colorado • Kaiser Foundation Health Plan of Georgia, Inc., Nine Piedmont Center, 3495 Piedmont Road NE, Atlanta, GA 30305, 404-364-7000 • Kaiser Foundation Health Plan of ...Oct 1, 2023 · Kaiser Permanente is an HMO and HMO-POS plan with a Medicare contract. Enrollment in Kaiser Permanente depends on contract renewal. You must reside in the Kaiser Permanente Medicare health plan service area in which you enroll. For accommodations of persons with special needs at meetings, call 1-866-975-7803 (TTY 711). H2172_23_129_M We know that dental health is key to overall health, so we’ve teamed with LIBERTY Dental Plan to offer Kaiser Permanente Smile — a suite of dental plans designed to improve oral health and enhance whole-body wellness. October 25, 2022 01:00 PM Eastern Daylight Time. IRVINE, Calif.-- ( BUSINESS WIRE )--LIBERTY Dental Plan Corporation (LIBERTY) is proud to announce it will serve as the Kaiser Permanente...1 To use the Kaiser Permanente app, you must be a Kaiser Permanente member registered on kp.org.; 2 This is a summary of the features of the Kaiser Permanente health plan. Before making a final decision, please read the plan’s Federal brochure (RI 73-012). All benefits are subject to the definitions, limitations, and exclusions set forth in the …10/25/2022. IRVINE, Calif.-- ( BUSINESS WIRE )--LIBERTY Dental Plan Corporation (LIBERTY) is proud to announce it will serve as the Kaiser Permanente Mid-Atlantic …SilverSneakers is an exercise program designed for adults ages 65 and older, according to Healthways, the company that developed the program. Kaiser Permanente offers SilverSneaker...KAISER PERMANENTE SMILE SG DENTAL EPO Small Group Total health starts with a ... concerns, our LIBERTY Member Services team is available Monday through Friday, 8:00 a.m. to 8:00 p.m. (EST). Toll-free phone: 888-798-9868. TTY: 1-877-855-8039. Mailing address: LIBERTY Dental Plan.Dental benefits are underwritten by Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc., and administered by LIBERTY Dental Plan. 6. Members are ... Kaiser Permanente is an HMO and HMO-POS plan with a Medicare contract. Enrollment in Kaiser Permanente depends on contractDental Plans In addition to high-quality health care and comprehensive insurance coverage, Kaiser Permanente offers other solutions to promote whole-person wellness. Starting on January 1, 2024, we are introducing Kaiser Permanente Smile, a complete oral care program offered in partnership with LIBERTY Dental Plan, a nationally leading dental ...Are you on the lookout for a rewarding career in healthcare? Look no further than Kaiser Permanente. With its commitment to providing high-quality medical care, cutting-edge resear...There's no limit to the number of medically necessary inpatient hospital days. $295 per day for days 1 through 6 of your stay and $0 for the rest of your stay. Outpatient hospital services†. $0–$275 per visit. Ambulatory Surgical Center (ASC)†. $275 per visit.CLASSIC + DENTAL CHOICE, ADDED CHOICE, ADDED CHOICE + DENTAL CHOICE, OREGON ADDED CHOICE ... KAISER PERMANENTE NORTHWEST REGION PUBLISHED. A PRIL. 2024. Oregon and Washington acupuncture, chiropractic, naturopathic, and massage therapy providers . If your plan includes an alternative care …Amalgam is the easiest material for a dentist to use. It's the fastest and least costly choice. Amalgam is a mixture of mercury, silver, and tin or other metals. Composite resins are tooth-colored fillings. Composite resin is easier than gold for a dentist to work with. And it usually costs less than gold.Liberty Dental Plan will provide dental benefits to members in Kaiser Permanente's Mid-Atlantic region as part of a partnership between the two companies. Liberty currently administers dental benefits to more than 6 million members nationwide, according to an Oct. 25 news release. The dental coverage will begin Jan. 1, 2024.Amalgam is the easiest material for a dentist to use. It's the fastest and least costly choice. Amalgam is a mixture of mercury, silver, and tin or other metals. Composite resins are tooth-colored fillings. Composite resin is easier than gold for a dentist to work with. And it usually costs less than gold.TTY: 1-877-855-8039. Mailing address: LIBERTY Dental Plan P.O. Box 26110 Santa Ana, CA 92799. New member? Let’s get started! Step 1: Log in to your kp.org account where you can access a link to your Kaiser Permanente Smile dental member portal. Step 2: Review details about your dental benefits through the dental portal.Kaiser Permanente Medicare Advantage Liberty Plan (HMO) Offered by Kaiser ... Kaiser Permanente is ... Liberty Dental Plan providers, visit www.libertydentalplan.co.Oct 10, 2023 ... administered by Liberty Dental. • To locate a participating provider: •. Visit: www.kp.org/dental/mas. •. Call: Liberty Dental: 1-888-798-9868.Kaiser Permanente members with dental coverage were automatically transitioned from Dominion to LIBERTY with no changes to their dental benefits. Members received a welcome package with a description of their dental plan benefits and a new dental ID card. For additional information about LIBERTY and your dental benefits, please visit ...1 is underwritten by Kaiser Permanente Insurance Company (KPIC), a subsidiary of Kaiser Foundation Health Plan, Inc., and is administered by Delta Dental of California (Delta Dental). Option 2 is a DeltaCare® USA dental HMO program provided by Delta Dental of California and administered by Delta Dental Insurance Company.can use Kaiser Permanente pharmacies to fill and refill prescriptions. 7 Maryland Abingdon Medical Center 410-515-5450 Annapolis Medical Center 410-571-7360 Kaiser Permanente Baltimore Harbor Medical Center 410-637-5750 Bowie Fairwood Medical Center 301-867-1330 Camp Springs Medical Center 301-702-6175Welcome to LIBERTY Dental Plan, Kaiser Permanente’s new dental provider offering dental benefits for you and your family members. All eligible family members are listed …... Kaiser Permanente's medical plans a choice of the dental plans described below. Option. 1 is underwritten by Kaiser Permanente Insurance Company (KPIC), a ...Mental health services. Inpatient hospital - psychiatric. $300 per day for days 1 through 5 / $0 per day for days 6 through 90. Outpatient group therapy visit with a psychiatrist. $10 copay ...Get ratings and reviews for the top 11 foundation companies in Liberty, MO. Helping you find the best foundation companies for the job. Expert Advice On Improving Your Home All Pro...Benefits and premiums. You pay. Dental services. Preventive dental care. $0 for most preventive care (limited to 2 visits a year for oral exams and teeth cleaning, 1 fluoride treatment per year, and intraoral series X-rays limited to one per three years and 1 bitewing X-ray per year). Comprehensive dental care*†.The original unofficial subreddit for Kaiser Permanente (KP). KP is one of America's largest not-for-profit health plans, serving over 12 million members across eight regions. ... Kaiser/dental switched to Liberty. It looks like we are back to where we were before. A lot of chain dental net work is in liberty list. but the other offices which ...Oct 31, 2022 · LIBERTY Dental Plan Corporation (LIBERTY) is proud to announce it will serve as the Kaiser Permanente Mid-Atlantic dental benefits administrator for dental services and coverage as of January 1, 2024. Founder and CEO, Dr. Amir Neshat released the following statement upon contract award: “We are excited to partner with Kaiser Permanente. We ... For questions or more information, you may contact Member Services via kp.org. 1. Emergency dental care. In a dental emergency, call the Dental Appointment Center for assistance or for arrangements to be seenWelcome to LIBERTY Dental Plan, Kaiser Permanente’s new dental provider offering dental benefits for you and your family members. All eligible family members are listed …1 is underwritten by Kaiser Permanente Insurance Company (KPIC), a subsidiary of Kaiser Foundation Health Plan, Inc., and is administered by Delta Dental of California (Delta Dental). Option 2 is a DeltaCare® USA dental HMO program provided by Delta Dental of California and administered by Delta Dental Insurance Company. If you're not sure if you have dental coverage, or what plan you have, call Kaiser Permanente Member Services at 206-630-4636 or 1-888-901-4636, Monday through Friday, 8 a.m. to 5 p.m. Medicare Advantage Individual plan. Federal Employees Health Benefits plan (FEHB) Individual and Family Plans. Small Group Plans. LIBERTY makes certain language assistance services available to you at no cost. If English is not your preferred language and you need help communicating in your preferred language, you may call 888-703-6999 to ask what language services are available to you. Benefits and premiums. You pay. Dental services. Preventive dental care. $0 for most preventive care (limited to 2 visits a year for oral exams and teeth cleaning, 1 fluoride treatment per year, and intraoral series X-rays limited to one per three years and 1 bitewing X-ray per year). Comprehensive dental care*†. If you have any questions or concerns, our LIBERTY Member Services team is available Monday through Friday, 8:00 a.m. to 8:00 p.m. (EST). Toll-free phone: 888-798-9868. TTY: 1-877-855-8039. Mailing address: LIBERTY Dental Plan P.O. Box 26110 Santa Ana, CA 92799.SilverSneakers is an exercise program designed for adults ages 65 and older, according to Healthways, the company that developed the program. Kaiser Permanente offers SilverSneaker...per visit. • 1 routine hearing exam per calendar year Hearing aids and related exams aren’t covered unless you sign up for optional benefits (see Advantage Plus for details). $0. 3. Benefits and premiums You pay Dental services. • Preventive – Two oral exams, two teeth cleanings, and two X-rays per calendar year.Dental benefits may be included or purchased with some Kaiser Permanente plans. If your plan includes dental benefits, you are enrolled in a dental plan offered by LIBERTY Dental. Commercial/Exchange. Call LIBERTY Dental member services at 1-888-798-9868 or TTY 1-877-855-8039 Medicare. Call LIBERTY Dental member services at 1-888-650-1859Welcome Kaiser Permanente Members! Dear Member: Welcome to LIBERTY Dental Plan, Kaiser Permanente’s new dental provider offering dental benefits for you and your family members. The following items have been included in this packet to assist you with obtaining your dental benefits: • LIBERTY Dental Plan Member ID card
LIBERTY Dental Plan (“LIBERTY”) is a dental benefts carrier who has been providing dental services since 2001, and currently serves over 6.5 million members nationwide. We have been chosen by Kaiser Permanente to administer dental benefts on their behalf. LIBERTY’s motto is “making members shine, one smile at a time”.. Tornado bus company laredo tx
The Kaiser Permanente Smile ML $30 Adult Preventive plan offers dental benefits to support improved oral health for whole-body wellness. It covers a comprehensive range of preventive, diagnostic, and restorative services – with no waiting periods – and a robust selection of providers. Preventive care comes at a fixed cost with low out-of ...3.5 out of 5 stars* for plan year 2024. Kaiser Permanente Medicare Advantage Liberty (HMO) is a HMO Medicare Advantage (Medicare Part C) plan offered by Kaiser Foundation Health Plan, Inc. Plan ID: H2172-005-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $0.00 Monthly Premium. LIBERTY Dental Plan. P.O. Box 26110. Santa Ana, CA 92799. New member? Let’s get started! Step 1: Log in to your . kp.org account where you can access a link to your Kaiser Permanente Smile dental member portal. Step 2: Review details about your dental benefits through the dental portal. Step 3: Get comprehensive dental care that is centered ... The Delta High Fedvip plan has no limit meaning they will pay as much as you need (of their %). Cheaper plans tend to have a 1000-2000 yearly cap. Also check waiting times since some non fed dental plans require you to wait 6months+ before they pay for certain procedures. The above is all pointless though if you don't plan on needing much ...Benefits and premiums. You pay. Dental services. Preventive dental care. $0 for most preventive care (limited to 2 visits a year for oral exams and teeth cleaning, 1 fluoride treatment per year, and intraoral series X-rays limited to one per three years and 1 bitewing X-ray per year). Comprehensive dental care*†.Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. 2101 E. Jefferson St., Rockville, MD 20852 2022MC0322 MAS 5/2/22-12/31/23. Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. 2101 E. Jefferson Street, Rockville, MD 20852 301-816-2424. Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc.LIBERTY makes certain language assistance services available to you at no cost. If English is not your preferred language and you need help communicating in your preferred language, you may call 888-703-6999 to ask what language services are available to you. Enrollees with DisabilitiesIf you have any questions or concerns, our LIBERTY Member Services team is available Monday through Friday, 8:00 a.m. to 8:00 p.m. (EST). Toll-free phone: 888-798-9868. TTY: 1-877-855-8039. Mailing address: LIBERTY Dental Plan …Liberty Dental has contracted with a network of private dental offices throughout the state of California. If you select the Prepaid Dental Plan, you will be ... up to $1,000 of services per year. * Your dental plan is underwritten by Kaiser Permanente Insurance Company (KPIC), a subsidiary of Kaiser Foundation Health Plan, Inc., and administered by Delta Dental of California. For more information call Delta Dental at 1-888-335-8227 (toll free). Welcome Kaiser Permanente Members! Dear Member: Welcome to LIBERTY Dental Plan, Kaiser Permanente’s new dental provider offering dental benefits for you and your family members. The following items have been included in this packet to assist you with obtaining your dental benefits: • LIBERTY Dental Plan Member ID card Retirees who wish to Cigna Open Access Plus + 14.8% make a change should follow the instructions on Kaiser Permanente HMO + 11.3%. page 3. Contact the Ofice of Benefit Services by email Dental at [email protected] or call All retirees Aetna DPPO + 0% 571-423-3200, option 3, option 2.Quality dental care Combining dental coverage with our medical coverage is a great way to experience Kaiser Permanente's uniquely coordinated approach to care. Save a trip — and often a copay — by taking care of minor medical needs, like flu shots or vaccinations, during your dental appointment. Plus, your dentistDiscounted schedule of fees $30 Preventive Plan. LIBERTY Dental Plan Claims Department P.O. Box 26110 Santa Ana, CA, 92799-6110. Coverage is provided for emergency dental treatment as may be required to alleviate pain, bleeding, or swelling. Coverage is limited to those procedures not excluded under Plan limitations and exclusions..
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