Jun 23, 2022 · Varo is the latest fintech to run into financial trouble. Since raising $510 million at a $2.5 billion valuation last September, it has been burning through that money quickly, losing $84 million ...Getting Started. Applying for a Varo Bank Account. Login Troubleshooting. Routing and Account Number. App Navigation Basics. Money Out. System Requirements. See all 7 articles.안녕하세요 varo 입니다.. varo사는 커스텀 기계식 키보드를 개발하고 판매하는 회사로서 v68 리워드 1차 펀딩이후 좋은 반응을 얻어 공제 알루미늄 키보드 외 다양한 제품들을 출시하고 있습니다. 매번 구매해야 하는 키보드가 아닌 스위치 , 키캡만으로도 다양한 타건감 , 다양한 디자인의 키캡 놀이를 ...The Varo measures 20-30cm, is build like a shrimp and its fold down pincer look like a mantis, hence its nickname, the “Mantis shrimp” or the “praying mantis of the sea”. We may easily recognize the Varo thanks to its stripy clothes of convicts. It is one of the most fast invertebrate of the world which makes it an impressive predator.Jun 23, 2022 · Varo is the latest fintech to run into financial trouble. Since raising $510 million at a $2.5 billion valuation last September, it has been burning through that money … Your Varo Bank Account will come with a Varo Visa® debit card that features an EMV chip for security. If you’re in need of cash, though, Varo has partnered with the Allpoint® ATM network, which owns 55,000 fee-free ATMs throughout the U.S. However, Varo has instituted a $2.50 out-of-network ATM fee. Feb 6, 2024 · Varo cash advance amounts, fees and repayment terms. Advance amounts. $20 to $500. Fees. Advance fee: $1.60 to $40. Repayment. Payment is due between 15 and 30 days after borrowing. Borrowers can ...Apr 16, 2024 · Kontakt os. Vil du høre mere om VARO’s produkter? Eller har du et spændende udviklingsprojekt, som du har brug for hjælp til? Så kontakt os i dag og få en snak om, hvad vi kan gøre for din organisation. Ring eller mail til en af vores sælgere eller brug vores hovednummer.Get the best of direct deposit features with Varo Money. Managing your finances by tracking your spending and knowing when your salary is available is made as easy as, with Varo Bank. You can access pre-filled direct deposit forms on our app. And we don’t like to hold on to your money. We release your funds on the same day ACH clears them¹.Feb 7, 2024 · We recommend Varo Bank for anyone looking for a streamlined online-only bank with accounts that have $0 monthly maintenance fees. We like that Varo offers checking accounts with a large fee-free ATM network, high-yield savings accounts, and early direct deposit 1.. However, it’s worth noting that Varo lacks physical branches, which …1 day ago · A babaváró hitel igénylés feltételei. A Magyar Közlönyben megjelent ( pdf) kormányrendelet és a vonatkozó kiegészítések alapján a babaváró támogatás részletei: A babaváró hitelt 2024-ben is igénybe lehet venni. Kizárólag házaspárok igényelhetik. A házaspároknak együttes igénylőként kell benyújtaniuk a kérelmet.1 day ago · A babaváró hitel igénylés feltételei. A Magyar Közlönyben megjelent ( pdf) kormányrendelet és a vonatkozó kiegészítések alapján a babaváró támogatás részletei: A babaváró hitelt 2024-ben is igénybe lehet venni. Kizárólag házaspárok igényelhetik. A házaspároknak együttes igénylőként kell benyújtaniuk a kérelmet.Dec 27, 2023 · Varo Bank is an online bank that offers several deposit and loan products. It was founded in 2015 and is based in San Francisco. Colin Walsh is the CEO and Founder. “As the first Fintech with a national bank charter, and within the regulated system, Varo will be able to offer a range of tech-driven products, solutions, and experiences that no Fintech and no traditional bank can," said Walsh ... Nov 14, 2023 · Una cuestión similar acontece con el vocablo que en México se emplea para hacer referencia a ‘dinero’, pues es común observar que se utiliza tanto la grafía «varo», con uve (v), como «baro», con be (b), muchas veces sin reconocer qué es lo realmente correcto, pero para acabar con esta duda llegó el momento de consultar a la Real Academia Española sobre esta cuestión, así que ... BBB’s file for Varos Money was created in November 2017. A review of complaints was completed in March 2024. Complaints on file concern issues with account suspensions. BBB encourages consumers ... Feb 6, 2024 · Chime® Checking Account. The Chime® Checking Account is a good low-fee account — there are no monthly service fees, foreign transaction fees, or overdraft fees. Chime does charge a $2.50 for ... Dec 12, 2023 · Varo Bank is a fintech company that offers online banking services. Founded in 2020, Varo’s digital-only products include a checking account, a savings account and a secured credit card. Tải về và sử dụng Varo Bank: Mobile Banking trên iPhone, iPad, và iPod touch của bạn. Join 3+ million people getting ahead with their money at Varo! Varo Bank Account: 4.5/5 stars on Nerdwallet • No monthly bank account fees or min balance • Get paid up to 2 days early³ • Instantly send/receive money fast & free with Zelle®⁶ & Varo to Anyone • Get a …Contact us in the app by tapping My Varo > Help and support > Contact us. We offer customer support in-app through chat, and specialized support through phone (1-877-377-VARO) for the following: Disputing a Transaction; Logging in to your account; Adding your Varo card to your digital wallet;Jun 15, 2023 · About VARO. VARO Energy (“VARO”) is the partner of choice for customers in the energy transition by providing the sustainable and reliable energy solutions that they need to reach Net Zero. Engine 1 …Don’t give either of these codes to anyone, including those on social media claiming to be Varo. A Varo employee will never need to ask you for this code. Learn more about Social Media Sweepstakes and Scam Prevention. If you’re still unable to log in after following the troubleshooting steps above, contact us.Dec 5, 2022 · Varo Believe: Varo offers a secured credit card that doesn’t require a minimum security deposit, has no annual fee or interest, and doesn’t require a hard credit check to apply. Customers can also earn cashback from purchases across more than 50 brands when they shop online or in-store with their Varo Believe Card.6 days ago · Varo Bank offers a free bank account, credit builder, cash advance, and savings account with high-yield and auto-savings features. Read reviews, see ratings, and learn about data safety and security of this app. VARO is committed to minimizing its impact on the environment. We have set a sector-leading objective to become Net Zero by 2040 with intermediate milestones. 40% absolute reduction of Scope 1 & Scope 2 greenhouse gas emissions by 2030 (vs. 2022) 15% reduction in Scope 3 greenhouse gas emissions intensity by 2030 (vs. 2022) Sustainability.Varo Bank is a digital-only bank that offers a bank account with no hidden fees, early direct deposit, Zelle®, and FDIC insurance. Sign up in less than two minutes and enjoy the …Zug, 13th January 2022 – VARO Energy Group (“VARO”) and Groupe E, companies active in the energy transition, announced today that they will build the most powerful ground-mounted solar facility in Switzerland. 19,000 photovoltaic panels will generate a significant portion of electricity consumed by Switzerland’s only refinery, located in Cressier.Feb 6, 2024 · Show Pros, Cons, and More. The Chime® Checking Account is a good low-fee account — there are no monthly service fees, foreign transaction fees, or overdraft fees. Chime does charge a $2.50 for ...Mar 26, 2024 · All Varo products are provided by a trusted national bank rather than a software company or non-bank lender. The Varo Line of Credit waitlist is now open, and the product will be available in Q2 2024.Varo is a good bank - for true online banking. I have been with Varo now for over 6 years, I started with them while they were not an "official bank", but then transformed into one being backed by the FDIC, which I thought was great. They do not have the best communication practices in the industry, but I don't really need them that often, if I email them they will …Feb 26, 2024 · Varo will determine the amount you’re eligible for, which is initially $250. After you’ve established a history of on-time payments, you may qualify for higher amounts up to $500. There is a ...Sep 16, 2022 · In 2021, Varo’s gross revenue was $74 million. In 2020, it was $41 million. Today, we have 6.8 million accounts, which is up 196% in two years. Revenue is up 100%, and our spend is up 100%. Note ...Oct 28, 2022 · Varo Advance is a short-term solution to stretch your paycheck. And with a minimum fee of $0, it can be an inexpensive alternative to payday loans. But when you first sign up, you can only get an advance of $20 at a time until you build your repayment history. And the maximum advance amount is $100, which may not be enough for … Location of This Business. 100 Montgomery St Ste 1201 Ste 1201, San Francisco, CA 94104-4388. BBB File Opened: 11/21/2017. Years in Business: 8. Business Started: 11/24/2015. 4 days ago · Reviewed Dec. 28, 2023. Varo has been a huge relief from ChexSystems denials, exorbitant overdraft fees, and especially the long wait of receiving gov. Benefits every month. I opened a checking ... 6 days ago · Since launching its Plaid integration, Varo has seen a 15% improvement in the success rate of linking customers’ external bank accounts. As a result, the topic is no longer a significant driver of calls to Varo’s customer service team. According to Pelham Burn, linking was once a top-five customer service issue.4 days ago · Reviewed Dec. 28, 2023. Varo has been a huge relief from ChexSystems denials, exorbitant overdraft fees, and especially the long wait of receiving gov. Benefits every month. I opened a checking ...4 days ago · Reviewed Dec. 28, 2023. Varo has been a huge relief from ChexSystems denials, exorbitant overdraft fees, and especially the long wait of receiving gov. Benefits every month. I opened a checking ... Mar 9, 2024 · Varo is a mobile-only bank that has an excellent high-yield savings account, cash-back rewards, and almost no fees. It also has an interest-free secured card to help people build their credit and even offers cash advances. Our Varo review is covering all of its features, the pros and cons, and how to decide if this online-only bank is right for you.4 days ago · Reviewed Dec. 28, 2023. Varo has been a huge relief from ChexSystems denials, exorbitant overdraft fees, and especially the long wait of receiving gov. Benefits every month. I opened a checking ... VARO is committed to minimizing its impact on the environment. We have set a sector-leading objective to become Net Zero by 2040 with intermediate milestones. 40% absolute reduction of Scope 1 & Scope 2 greenhouse gas emissions by 2030 (vs. 2022) 15% reduction in Scope 3 greenhouse gas emissions intensity by 2030 (vs. 2022) Sustainability. 6 days ago · Since launching its Plaid integration, Varo has seen a 15% improvement in the success rate of linking customers’ external bank accounts. As a result, the topic is no longer a significant driver of calls to Varo’s customer service team. According to Pelham Burn, linking was once a top-five customer service issue.You’ve got what it takes to better your credit. And the Varo Believe card has everything you need to make it happen. It’s easy, worry-free, there are no fees, and the best part? It’s working for tens of thousands of people.¹. Get Varo. Credit builder features. Everything you need to reach your goals. Easy. No fees.Mar 4, 2023 · Varo Bank | 22,275 followers on LinkedIn. We're on a mission to bring financial inclusion and opportunity to all. | Varo is an entirely new kind of bank. All digital, mission driven, FDIC insured ...Oct 9, 2023 · Trustpilot. Varo Bank currently has a rating of 3.9 out of 5 stars on Trustpilot. This is considered an great rating. 82% of reviewers gave Varo Bank a perfect score, citing great customer service and a lack of fees as perks of using the bank. However, 11% gave the company just 1 out of 5 stars.Varo is a digital bank that offers checking, savings, credit, and money transfer services. Find answers to common questions about direct deposit, instant payments, taxes, card …Feb 20, 2024 · The all-mobile Varo Bank is a Utah-based national bank founded in 2015. Its Varo Savings Account ranks on Select’s list of the top high-yield savings accounts because it offers a uniquely tiered ... 1 day ago · Send us an e-mail. Michael Andersen Sales Director, Europe & Middle East. +4552144520. Lars Øbro Sales Director, Americas & Asia. +1 (281) 777 5115. Niels Jensen CEO & Sales Director, Europe. +45 21 72 59 89. Rikke Rudolph Sales, Diemaking and Spare Parts. +45 52 14 46 56.VARO to be Net Zero for Scope 1, 2 and 3 emissions by 2040 VARO is committed to providing supply security in the short term, while taking action at the same time to reduce its emissions and those of its customers. VARO has set ambitious and sector-leading new targets for the reduction and elimination of CO2 emissions: Savings Interest Rates and Information. As soon as you open a Varo Savings Account, you start earning the standard rate of 3.00% Annual Percentage Yield (APY)*. To qualify for the elevated savings rate of 5.00% APY on your first $5,000, meet these two requirements during the same Qualifying Period**: Receive direct deposit (s) totaling $1,000 ... Feb 26, 2024 · Varo will determine the amount you’re eligible for, which is initially $250. After you’ve established a history of on-time payments, you may qualify for higher amounts up to $500. There is a ...Jun 29, 2021 · The present tutorial depicts the step by step procedure for logging in to the online banking system of Varo Bank. By logging in, you can access all the onlin...Get up to $100 with a Varo Advance. Not being able to use your debit card when you need it is inconvenient, and can sometimes leave you in a real lurch, especially if you need to pay for gas, groceries, or other necessities.. While you can’t overdraft your Varo debit card anymore, you may still be able to access the cash you need through a Varo Advance.안녕하세요 varo 입니다.. varo사는 커스텀 기계식 키보드를 개발하고 판매하는 회사로서 v68 리워드 1차 펀딩이후 좋은 반응을 얻어 공제 알루미늄 키보드 외 다양한 제품들을 출시하고 있습니다. 매번 구매해야 하는 키보드가 아닌 스위치 , 키캡만으로도 다양한 타건감 , 다양한 디자인의 키캡 놀이를 ... We would like to show you a description here but the site won’t allow us. ประจำปี (F45) (ตรวจสอบแล้ว) VARO. 28 Feb. VARO งดจ่ายเงินปันผลและกำหนดประชุมสามัญผู้ถือหุ้นประจำปี 2567. VARO. 28 Feb. VARO งบการเงิน ประจำปี 2566 (ตรวจสอบ ...Don’t give either of these codes to anyone, including those on social media claiming to be Varo. A Varo employee will never need to ask you for this code. Learn more about Social Media Sweepstakes and Scam Prevention. If you’re still unable to log in after following the troubleshooting steps above, contact us.Feb 26, 2024 · Varo Bank is an online bank that offers checking, savings, credit, and cash advance products with no monthly fees, overdraft fees, or minimum balance …RYET VARO 로드 바이크 초경량 통합 핸들 바 탄소 컴퓨터 마운트 도로 자전거 사이클링 액세서리. 등록월. 2023.11. 관심. 자전거/전동킥보드 > 자전거 부품. 11번가. 248,160 원. 무료배송. [해외] 호환바이크 오토바이 클러치 마찰 …Dec 5, 2022 · Varo Believe: Varo offers a secured credit card that doesn’t require a minimum security deposit, has no annual fee or interest, and doesn’t require a hard credit check to apply. Customers can also earn cashback from purchases across more than 50 brands when they shop online or in-store with their Varo Believe Card.Tải về và sử dụng Varo Bank: Mobile Banking trên iPhone, iPad, và iPod touch của bạn. Join 3+ million people getting ahead with their money at Varo! Varo Bank Account: 4.5/5 stars on Nerdwallet • No monthly bank account fees or min balance • Get paid up to 2 days early³ • Instantly send/receive money fast & free with Zelle®⁶ & Varo to Anyone • Get a … BBB’s file for Varos Money was created in November 2017. A review of complaints was completed in March 2024. Complaints on file concern issues with account suspensions. BBB encourages consumers ... Jun 23, 2022 · Varo is the latest fintech to run into financial trouble. Since raising $510 million at a $2.5 billion valuation last September, it has been burning through that money quickly, losing $84 million ...You can send and receive instant transfers from digital wallets like Zelle®, Varo to Anyone, Cash App, PayPal, Venmo and Square; or instant deposits from companies like Uber, Lyft, and Daily Pay. The speed of the transfer varies by digital wallet, but it usually takes less than 30 minutes. We don’t charge any fees for instant transfers, but the digital wallet might.Oct 1, 2020 · Varo Bank Account: 4.5/5 stars on Nerdwallet. • No monthly bank account fees or min balance. • Get paid up to 2 days early³. • Instantly send/receive money fast & free with Zelle®⁶ ... Dec 27, 2023 · Varo Bank is an online bank that offers several deposit and loan products. It was founded in 2015 and is based in San Francisco. Colin Walsh is the CEO and Founder. “As the first Fintech with a national … Online savings account. TURN YOUR MONEY INTO MORE MONEY. FASTER. Zero fees. Automatic savings tools. What's more, qualify for 5.00% annual percentage yield on up to $5k.¹ When you open a savings account with us, you earn more on every dollar. So you can aim for more—and live more. Get Varo. Jul 24, 2023 · Varo Bank’s overdraft limit is up to $50. This means that if your account balance is negative, Varo Bank will automatically cover the overdraft up to $50. However, it’s important to note that ... Varo customers that have had any Zelle® transaction in their Varo Bank Account prior to November 3, 2022 will be eligible to enroll in Zelle® at Varo. Qualifying direct deposits are electronic deposits of your paycheck, pension or government benefits (such as Social Security or unemployment) from your employer or government agency. 안녕하세요 varo 입니다.. varo사는 커스텀 기계식 키보드를 개발하고 판매하는 회사로서 v68 리워드 1차 펀딩이후 좋은 반응을 얻어 공제 알루미늄 키보드 외 다양한 제품들을 출시하고 있습니다. 매번 구매해야 하는 키보드가 아닌 스위치 , 키캡만으로도 다양한 타건감 , 다양한 디자인의 키캡 놀이를 ...Jul 8, 2022 · Earn up to 5% APY on savings under $5,000. The Varo Savings account is best for those who plan to keep less than $5,000 in their account. You’ll get a debit card with your account, and you won’t have to worry about monthly maintenance fees. Its best features is that you’ll have the opportunity to earn a high interest rate at 5% APY.Contact us in the app by tapping My Varo > Help and support > Contact us. We offer customer support in-app through chat, and specialized support through phone (1-877-377-VARO) for the following: Disputing a Transaction; Logging in to your account; Adding your Varo card to your digital wallet;VARO is committed to minimizing its impact on the environment. We have set a sector-leading objective to become Net Zero by 2040 with intermediate milestones. 40% absolute reduction of Scope 1 & Scope 2 greenhouse gas emissions by 2030 (vs. 2022) 15% reduction in Scope 3 greenhouse gas emissions intensity by 2030 (vs. 2022) Sustainability.VARO | 1,787 followers on LinkedIn. Varo is an expert with more than 60 years of experience in the worldwide distribution of do-it-yourself material. | Varo is an expert with more than 60 years of experience in the worldwide distribution of do-it-yourself material. The company offers a large range of power tools, garden tools, hand tools and accessories …제 1 장 총칙 제1조 (목적) 1. 본 회원약관(이하 "본 약관"이라 합니다)은 이용자가 varo.kr(이하 "VARO"라 합니다)에서 제공하는 서비스(접속 가능한 유,무선 단말기의 종류와는 상관없이 이용 가능한 "VARO" 가 제공하는 모든 "서비스" 를 의미하며, 이하 '서비스'라 합니다)를 이용함에 있어 이용자와 VARO의 ...Apr 2, 2024 · Varo Bank is an online-only mobile banking option. It is considered the first all-digital bank in the country. The premise behind Varo is that because of the lack of physical branches, the savings are passed on to the customers. Varo may sound like a simple and straightforward banking solution, but its beginnings were anything but easy.Jan 4, 2024 · Varo Bank Pros and Cons. Pros. Cons. Earn 5.00% APY (Annual Percentage Yield) on savings account for balances up to $5,000 if you receive direct deposits of $1,000 or more each month and maintain ... Apr 13, 2024 · María de los Remedios Alicia Rodriga Varo y Uranga (known as Remedios Varo, 16 December 1908 – 8 October 1963) was a Spanish surrealist painter working in Spain, France, and Mexico.. Varo had a difficult life, struggling against poverty and fleeing from war in Spain and then France.In the last thirteen years of her life she found financial …Apr 15, 2024 · Hvem er VARO? VARO udvikler udstyr, der effektiviserer produktionen og skaber ensartede kvalitetsprodukter. Vi har lavet maskiner siden 1935 og ved, hvordan man laver de mest optimale løsninger. KOMPETENCER Hos VARO har vi en bred vifte af kompetencer samlet under samme tag. Det betyder, at vi effektivt og professionelt kan …Jan 4, 2024 · Varo Bank is an online-only bank that offers checking and savings accounts with no fees, high interest rates and cash back rewards. Learn about its features, pros and cons, and how it compares to other …방문 중인 사이트에서 설명을 제공하지 않습니다.ข้อมูลราคาหุ้น varo. ค้นหาชื่อย่อ ข้อมูลการซื้อขาย ภาพรวมข้อมูลการซื้อขาย ดูภาพรวม ผลิตภัณฑ์ หุ้น etf dr drx ...Jan 12, 2023 · VARO Energy Group (“VARO“) announces the acquisition of 80% of the shares in Bio Energy Coevorden BV (BEC) in The Netherlands, one of the largest biogas manufacturers in Europe. VARO is acquiring the shares from the existing shareholders, STAK Grisbe who will continue to own 15% of the business, and Van Drie Group, who …VARO is committed to acting with the highest level of ethics and compliance. The core principles that guide our business practices centre on honesty, integrity, and respect. It is not only our employees who are expected to respect and adhere to these values but also everyone acting on behalf of VARO and working with us.
VARO는 소켓, 렌치, 드라이버, 플라이어, 몽키, 스패너 등 다양한 작업공구를 판매하는 전문 쇼핑몰입니다. 카테고리별로 검색하거나 인기 상품, 신상품, 할인 상품 등을 확인할 수 있습니다.. Vpn hoxx
VARO is committed to acting with the highest level of ethics and compliance. The core principles that guide our business practices centre on honesty, integrity, and respect. It is not only our employees who are expected to respect and adhere to these values but also everyone acting on behalf of VARO and working with us.Nov 22, 2023 · What is Varo. Varo provides a checking account complete with no monthly maintenance fees or a minimum balance. You have to be 18 years of age to open a Varo account. With a Varo checking account, you’ll gain access to a Visa debit card, over 55,000 Allpoint ATMs, and early access to direct deposit funds.With Varo Bank Instant Transfer, …May 25, 2022 · Varo Bank offers online banking with no monthly fees or minimum balance requirements, high-yield online savings, and a large fee-free ATM network. You can earn a 5.00% APY on the first $5,000 or 3.00% APY on the entire balance when you meet certain conditions. Cash deposits are only available through third-party retailers that charge fees. VARO งบการเงิน ... ผลประกอบการสำคัญ บริษัท วโรปกรณ์ จำกัด (มหาชน) Favorites. บริษัท วโรปกรณ์ จำกัด (มหาชน) VARO หุ้น 3.16 0.00 ...Remedios Varo (born December 16, 1908, Anglès, Girona, Spain—died October 8, 1963, Mexico City, Mexico) Spanish-Mexican artist who played an integral role in the Mexico City-based Surrealist movement. She is known for her enigmatic paintings of androgynous beings engaged in magic arts or the occult.. Varo was raised in a well-educated family. …Enter your Varo account information (1) when filing your taxes to have your tax refund deposited directly into your account, up to 5 days early(2)! We make your refund available as soon as we receive notification from the IRS. If the IRS submits refund information before the release date, you’ll get your refund sooner. The IRS may not submit refund …제 1 장 총칙 제1조 (목적) 1. 본 회원약관(이하 "본 약관"이라 합니다)은 이용자가 varo.kr(이하 "VARO"라 합니다)에서 제공하는 서비스(접속 가능한 유,무선 단말기의 종류와는 상관없이 이용 가능한 "VARO" 가 제공하는 모든 "서비스" 를 의미하며, 이하 '서비스'라 합니다)를 이용함에 있어 이용자와 VARO의 ...Jan 2, 2024 · Varo’s 5.00% (as of Mar. 19, 2024) APY on savings is significantly higher than the APY on traditional savings accounts. In fact, according to the FDIC (Federal Deposit Insurance Corporation), traditional bank accounts are offering just 0.47% (as of Feb. 8, 2024). But opening a savings account that earns substantially more interest can really ...Feb 29, 2024 · A Varo checking account is required to open a Varo savings account. In February 2024, Varo had a promotion where you can get your tax refund up to five days earlier, according to its website. The ...Aug 3, 2020 · Varo, a mobile banking app for younger consumers, has been granted a national bank charter and will offer more products and services. The company competes …First, follow the steps for linking external accounts to your Varo Bank Account. Once the external account is linked, open the Varo app and tap: Move Money > Transfer Money > Transfer Money. Select the account you want to transfer to or from. The limit for the transfer will display under Amount. The transfer will be completed within 3–4 ... 1. Choose the amount. Open up the Varo app and select an amount of cash that’s within your current advance limit. 2. Get your cash. In just a couple taps, you’ll get your cash. We’ll add the Advance directly to your Varo bank account immediately. 3. Pay us back. .